Funeral Insurance for Pensioners – Peace of Mind for You and Your Family

Published on Tue Mar 18 2025 in Money

As we get older, we start thinking more about the legacy we leave behind—not just in memories but also in how we take care of our loved ones after we’re gone. For pensioners, planning ahead with funeral insurance can be a thoughtful and practical step towards ensuring financial security for family members during an already difficult time.

Why Consider Funeral Insurance?

Funeral costs in New Zealand can add up quickly, often reaching thousands of dollars. 

Without a financial plan in place, loved ones may be left with unexpected expenses at an emotional time. Funeral insurance offers a simple way to cover these costs, ensuring your family isn’t burdened financially.

What Makes Funeral Insurance a Good Choice for Pensioners?

• Guaranteed Acceptance: At Momentum Life, all New Zealanders aged 40–75 are guaranteed acceptance for funeral insurance—no medicals required.

• Quick Payout: Unlike some traditional life insurance policies, funeral insurance provides a lump sum payout, often within days, helping to cover immediate expenses. 

• Flexible Cover Options: Choose a benefit amount that suits your needs and budget. Whether it’s for funeral costs, outstanding bills, or leaving a little something behind for loved ones, you’re in control.

• Affordable Premiums: With affordable, fixed premiums, you can have peace of mind knowing exactly what you’re paying. 

Take Care of Tomorrow, Today

Funeral insurance is about more than just covering costs—it’s about giving your family time to grieve without financial worry. With Momentum Life, setting up a policy is simple, and you can get a quote online in minutes. Start planning today and give your loved ones one less thing to worry about.

 

The content provided in this article is for information purposes only. The information is of a general nature and does not constitute financial advice or other professional advice. To the extent that any of the content constitutes financial advice, it is limited to Momentum Life products only and does not consider your specific financial needs or goals. You should consider whether the information is appropriate for you and seek independent professional advice, if required.

All product information is correct at the time this article was published. For current product information, please visit the Momentum Life website.