Breaking the Silence: Why New Zealanders Need to Talk About Death
Published on Tue Mar 11 2025 in Lifestyle
Death is one of the few certainties in life, yet it remains one of the most avoided topics in New Zealand. Many Kiwis shy away from conversations about end-of-life planning, often brushing it off with a "She'll be right!" attitude. But avoiding the topic doesn’t make it non-existent - especially when it comes to preparing for funeral costs and easing the burden on loved ones.
Why Don’t We Talk About It?
New Zealand’s culture of resilience and stoicism means many people prefer not to dwell on what happens after they pass away. However, this reluctance can lead to unnecessary financial and emotional stress for family members left behind.
A recent study by the Funeral Directors Association of New Zealand (FDANZ) found that only a small percentage of Kiwis pre-plan their funerals. This often leaves families scrambling to cover costs and make decisions during an already difficult time.
The Rising Cost of Funerals
The cost of a funeral in New Zealand can range from $8,000 to $10,000 or more, depending on preferences and arrangements. Without proper planning, these expenses can place unexpected financial strain on grieving loved ones.
The Importance of Funeral Insurance
One simple way to ease the financial burden is by having a funeral insurance policy in place. Funeral insurance provides a lump sum payout to cover funeral expenses, ensuring your family has one less thing to worry about during an emotional time. At Momentum Life, we offer easy, hassle-free funeral insurance designed specifically for New Zealanders aged 40-75, with guaranteed acceptance and no medical exams. Learn more about our funeral insurance options.
Start the Conversation Today
Normalising conversations about death can help break the taboo. Discussing wishes, making arrangements, and having a financial plan in place can bring peace of mind to both you and your family.
Not sure where to start? Resources like Dying Matters provide guidance on how to begin conversations about end-of-life planning.
Talking about death won’t make it happen any sooner—but it can make life a little easier for those we leave behind.
Want to learn more? Get in touch with Momentum Life today and ensure you and your loved ones are financially prepared for whatever life brings.
📞 0800 111 679
📧 customercare@momentumlife.co.nz
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