Platinum Life Insurance Cover for NZ Residents

You work hard every day to provide the best you possibly can for your family. But what would happen if you were suddenly no longer able or there to provide for them financially? Our Platinum Life Insurance provides a lump sum payment to your family to help with any medical or final expenses in the event of your death or diagnosis with a critical or terminal illness or a trauma event.

Why choose Platinum Life Insurance?

Up to $1 million life insurance benefit

paid to your family, depending on your age.

Easy to apply

over the phone with no medicals, blood tests or paperwork.

Affordable cover

$100,000 cover from just $2.79 per week².

No more premiums from age 90

and cover continues for life.

Optional Accidental Death or Trauma Insurance

extra protection in the event of an Accidental Death or suffering a Trauma event.

Early payment

upon diagnosis of a Terminal Illness.

$10,000 Advance Funeral Payment³

to assist with your funeral and other expenses.

Flexible premium structure

pay fortnightly, monthly or annually at no extra cost.

Automatic cost of living increases

so your cover keeps up with inflation.

Additional benefits

FREE interim Accidental Death Cover

If we require further information to assess your Platinum Life Insurance application, you will automatically be provided with free interim Accidental Death Cover for up to 30 days at no additional cost to you.

The amount of interim Accidental Death Cover is equal to the Life Insurance Benefit amount you have applied for or $500,000, whichever is less, and will only be payable subject to the terms and conditions explained in the Policy Wording.

Optional Covers

Want greater peace of mind knowing you’re covered for anything life throws at you, all under one Policy?

You can upgrade your life insurance benefit with our optional Accidental Death or Trauma insurance which can give you an extra measure of financial protection.

Find out more about Optional Cover Benefits >>

Things you should know

If you currently hold another insurance policy, you should carefully consider the terms and conditions of both policies before you replace it with this Policy.

This life insurance by itself may not suit your insurance needs or those of your Partner/Relative. Please ensure you are aware of the full range of options available to you before taking out cover.

In the first 13 months

During the first 13 months of the policy, if you or your insured partner dies, or has a terminal illness directly or indirectly as a result of intentional or self-inflicted injury, we will not pay the life insurance benefit.

Quick & easy application

If you’re a New Zealander aged 16 to 65, you can apply for Platinum Life Insurance easily over the phone – there are no medicals, blood tests or paperwork needed.

Simply call us on 0800 111 679 for an obligation free quote or complete your quote online.

GET A QUICK QUOTE

Platinum Life Insurance FAQs

Get answers to commonly asked platinum life insurance questions.

Alternatively, you can call 0800 111 679 and one of our team members will be happy to help you.

LEARN MORE

Resources

More FORMS

1 and * $500 Prezzy Card competition terms and conditions.
2 and ^ Based on a female non-smoker, aged 34.
3 Available once a Policy has been held for at least 24 consecutive months.

Platinum Life Insurance