Funeral Insurance for Couples – A Smart Step Toward Peace of Mind
Published on Fri Apr 11 2025 in Family
When it comes to future planning, most couples are focused on the big milestones—buying a home, saving for retirement, maybe even planning a dream holiday. But one important topic that often gets overlooked is funeral planning. While it may not be the most cheerful conversation, taking proactive steps together can make a world of difference. That’s where funeral insurance for couples comes in.
Funeral costs in New Zealand can be exorbitant, with a modest funeral costing around $10,000. For many families, that can place an unexpected financial burden on loved ones during an already emotional time. By securing funeral insurance, couples can ensure that each other—and their families—are protected from these sudden expenses.
At Momentum Life, we offer funeral insurance that provides:
• Guaranteed acceptance for New Zealanders aged 40 to 75.
• No medicals or paperwork—you can apply online in minutes.
• A lump sum payment to help cover funeral expenses and other final costs.
• A quick claims process – payouts are normally within 48 hours of claim processing - so your loved ones can access funds when they need them most.
The Benefit of Planning Together
When couples take out funeral insurance together, they can align their plans, make joint decisions about coverage, and ensure they're both protected. Whether you're in a long-term partnership, married, or just thinking ahead together, it’s a valuable way to show care and foresight.
It’s also worth noting that by planning together, couples can often manage premiums more efficiently and may feel more confident knowing they’ve taken an important step together.
Peace of Mind, One Policy at a Time
You’ve built a life together—your home, your memories, your future. Make sure your legacy includes the peace of mind that comes with being prepared. Explore Momentum Life’s Funeral Insurance and discover how easy it is to protect the ones you love.
The content provided in this article is for information purposes only. The information is of a general nature and does not constitute financial advice or other professional advice. To the extent that any of the content constitutes financial advice, it is limited to Momentum Life products only and does not consider your specific financial needs or goals. You should consider whether the information is appropriate for you and seek independent professional advice, if required.
All product information is correct at the time this article was published. For current product information, please visit the Momentum Life website.