Quick Life Insurance FAQs

What is Quick Life Insurance?

Quick Life Insurance is easy-to-get life cover, paying a lump sum benefit following an approved claim to your loved ones...

Who can get Quick Life Insurance?

New Zealand residents aged 21 – 55 can get Quick Life Insurance with guaranteed policy acceptance. There are no...

How much Quick Life Insurance can I get?

You choose the life insurance Benefit you want paid to your beneficiaries – from $50,000 up to $250,000 for each Life...

What is covered under Quick Life Insurance?

Provided you continue to pay your premiums, your nominated beneficiaries will receive your chosen Benefit as a lump sum...

What is not covered under Quick Life Insurance?

There are certain events that are not covered in the first five years and some are not covered at all: In...

What is a Pre-Existing Medical Condition?

At any time in the 5 years prior to the Cover Start Date; date of any increase of the Benefit (but only in respect of...

What is considered to be a Dangerous Occupation or Pastime?

A Dangerous Occupation or Pastime means a work or a lifestyle activity that involves any of the following:...

Can I decide who receives my benefit?

Yes. As the Policy Owner, you have the option to nominate a beneficiary or beneficiaries to receive your Quick Life...

When does my Quick Life Insurance start?

This Policy starts on the Acceptance Date and cover continues for life as long as you keep paying your premiums up until...

When does my Quick Life Insurance end?

This Policy will end upon the earliest of the following events: The date you cancel your...

How are premiums calculated?

Your premium is calculated at your Policy Acceptance Date and on each Policy Anniversary based on your age, gender,...

What is the Automatic Sum Insured Increase ?

To help keep the real monetary value of your cover, a 3% Automatic Sum Insured Increase will also be added to your...

What if I want to change my Quick Life Insurance?

From time to time your insurance needs or budget may change. You can increase your Quick Life Insurance Benefit up...

Am I covered while overseas?

Absolutely. With Momentum Life Quick Life Insurance you have cover 24 hours a day, 7 days a week, anywhere in the world....

How do I make a claim?

If you, your nominated beneficiary, or your legal representative need to make a claim under your Policy, you or they can...

Can I cancel my policy?

You have a 30 day cooling-off period from your First Premium Payment Date to make sure this cover is...

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