When does my insurance cover start?

Answer:

Your Policy, and a Life Insured’s cover starts on the Acceptance Date. A Life Insured's cover starts on the Cover Start Date. Once your application is accepted, you will be sent a Policy Schedule which will detail:

• Who is covered;
• The type of cover;
• The amount of cover;
• The date your cover starts (the Acceptance Date);
• The date your First Premium is due to be deducted (the First Premium Payment Date).

If you increase or change cover after the Acceptance Date we will send you a new Policy Schedule. Any increase or change takes effect from the Cover Start Date set out in the new Policy Schedule. Please refer to your Policy Wording for any waiting periods that may apply.

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When does my insurance cover end? 

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