If your claim is successful, it will be paid to you, the Policy Owner, or in the event of the Policy Owner's death, to the beneficiary/ies they have nominated. Please refer to the Nomination of Beneficiaries Form for further information regarding the conditions that apply to the nomination of beneficiaries.
If no beneficiary/ies have been nominated and the Policy Owner is deceased, the claim payment will be made to the executor of the Policy Owner's estate.
If a beneficiary dies before the Policy Owner, their nomination to receive benefits payable under the Policy ends. Their share is then proportionally distributed to the remaining beneficiary/ies (if applicable) unless the Policy Owner updates their Beneficiaries nomination.