Who will receive the claim payment?


If your claim is successful, it will be paid to you, the Policy Owner, or in the event of the Policy Owner's death, to the Beneficiary/ies they have nominated. Please refer to the Nomination of Beneficiaries Form for further information regarding the conditions that apply to the nomination of Beneficiaries.

If no Beneficiary/ies have been nominated and the Policy Owner is deceased, the claim payment will be made to the executor of the Policy Owner's estate.

If a Beneficiary dies before the Policy Owner, their nomination to receive Benefits payable under the Policy ends. Their share is then proportionally distributed to the remaining Beneficiary/ies (if applicable) unless the Policy Owner updates their Beneficiaries nomination.

How do I make a claim? 

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