Quick Life is easy-acceptance life insurance designed to make protection simple and accessible for everyday New Zealanders. With guaranteed acceptance and no medical underwriting, Quick Life offers straightforward cover that pays a lump sum on death or terminal illness, helping provide financial certainty when it’s needed most.
Quick Life pays a one-off lump sum if you pass away or are diagnosed with a terminal illness, as defined in the policy. The benefit can be used by your family for any purpose, such as covering everyday expenses, paying off debt, or easing financial pressure during a difficult time.
Your policy remains in place for life, provided premiums continue to be paid.
Quick Life offers guaranteed acceptance, with no medical exams or underwriting required. Eligibility is confirmed through simple application questions only.
Choose cover from $50,000 up to $300,000 per life insured, with up to $500,000 total available on a joint policy.
Your benefit increases automatically by 3% each year, helping your cover keep pace with rising costs. You can choose to opt out if preferred.
Quick Life provides cover for life, with a free $20,000 lifetime benefit from age 75. Premiums step until age 75 and then become level thereafter, helping provide certainty later in life.
New Zealand residents aged 18 to 65
Available to individuals or joint policies
Not available to applicants diagnosed with a terminal illness
or receiving palliative or hospice care at the time of application.
Premiums are based on age, gender, smoking status, and benefit amount
Payment options include fortnightly, monthly, or annually
Premiums can be paid via Direct Debit or Credit Card
