When does my Quick Life Insurance start?


This Policy starts on the Acceptance Date and cover continues for life as long as you keep paying your premiums up until age 75. For any additional Life Insured’s, their cover starts on the Cover Start Date.

From age 75, your Quick Life Benefit is reduced to $15,000 to help cover any funeral expenses or other final costs and no further premiums will be payable under your Policy.

If you increase, change cover or add on an additional Life Insured after the Acceptance Date, we will send you a new Policy Schedule, and any increase or change takes effect from the Cover Start Date set out in the new Policy Schedule. For any increase to your Quick Life Insurance Benefit, the Pre-Existing Medical Condition waiting period will apply to the increased Benefit amount.

Please refer to the Policy Wording for full definitions of Acceptance Date and Cover Start Date.

When does my Quick Life Insurance end? 

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