This Policy will end upon the earliest of the following events:
Cover under this Policy will end for a Life Insured on the earliest of the following events:
When a Policy or Life Insured’s cover ends, you will not be able to make a claim for any event that happens after the cover ends.
We will issue a new Policy Schedule if we have made a Quick Life Insurance benefit payment and there is a remaining Life Insured.
When the Policy Owner dies, ownership of this Policy will be transferred to the Policy Owner’s estate or personal representative. The death of the Policy Owner is the only situation where Policy Ownership can be transferred to another person.
You can choose to keep your Quick Life Insurance benefit up to age 75. Once you reach 75, your premiums stop and your cover reduces to $15,000 to help with funeral costs and any other final expenses.
A Dangerous Occupation or Pastime means a work or a lifestyle activity that involves any of the following:...
Yes. As the Policy Owner, you have the option to nominate a beneficiary or beneficiaries to receive your Quick Life...
Your premium is calculated at your Policy Acceptance Date and on each Policy Anniversary based on your age, gender,...