What is not covered under Quick Life Insurance?

Answer:

There are certain events that are not covered in the first five years and some are not covered at all:

In the first five years
We will not pay a Quick Life Insurance Benefit in the first 5 years from your Cover Start Date; the Cover Start Date of any increased Benefit (but only in respect of the increase); or Policy reinstatement date, if the Life Insured(s) dies, or is diagnosed with a Terminal Illness, directly or indirectly as a result of:

At any time
We will not pay a Quick Life Insurance Benefit if the Life Insured dies, or is diagnosed with a Terminal Illness at any time directly or indirectly as a result of:

For a more detailed explanation of how Pre-Existing Medical Conditions work, download our Product Exclusions Fact Sheet or refer to the full definition of Cancer, Pre-Existing Medical Condition and Dangerous Occupation or Pastime in the Policy Wording.


What is a Pre-Existing Medical Condition? 

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