Accident Insurance FAQs

What is Accident Insurance?

Momentum Life Accident Insurance is designed to give you and your family an extra measure of financial protection in...

Who can get Accident Insurance?

All New Zealanders aged 16 – 65 are guaranteed to be accepted for Momentum Life Accident Insurance, with no health...

How much Accident Insurance can I get?

You can choose an Accident Insurance Benefit from $25,000 up to $100,000 per Life Insured.

What is an Accidental Serious Injury?

Accidental Serious Injury refers to any of the following injuries which occur as a result of, and within 12 months of,...

What is not covered under Accident Insurance?

If death occurs more than 90 days following an Accident, the Accidental Death benefit will not be covered by the...

What is considered to be a Dangerous Occupation or Pastime?

A Dangerous Occupation or Pastime means a work or a lifestyle activity that involves any of the following:...

Can I decide who receives my benefit(s)?

Yes. As the Policy Owner, you have the option to nominate a beneficiary or beneficiaries to receive the Accidental Death...

When does my Accident Insurance start?

This Accident Insurance Policy starts on the Acceptance Date. A Life Insured's cover starts on the Cover Start Date...

When does my Accident Insurance end?

Accident Insurance for a Life Insured will end upon the earliest of the following events:...

How are premiums calculated?

Your Accidental Death and Accidental Serious Injury premiums are calculated at the date of your Policy application and...

What if I want to change my Accident Insurance?

From time to time your insurance needs or budget may change. You can increase or decrease your Accident Insurance...

Am I covered while overseas?

With Momentum Life Accident Insurance you have cover 24 hours a day, 7 days a week, anywhere in the world. So you know...

How do I make a claim?

If you, your nominated beneficiary, or your legal representative need to make a claim under your Policy, you or they can...

Can I cancel my policy?

You have a 30 day cooling-off period from your First Premium Payment Date to make sure this...

Question not answered?
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